The Operator Promise
What we promise.Only what we can show you today.
Each line below is something this site does now. If we cannot show it, it is not on the list.
Dollars first, then the APR.
Every cost we show starts with what you pay in dollars over the real term, then the APR with one sentence on how to read it.
Example$50,000 at a 1.35 factor rate, paid daily for 6 months
Cost of the money
$17,500
Estimated APR
125.9%
APR stretches a 6-month cost over a full year, so short-term money always shows a high APR. Use it to compare offers side by side, not to judge this one alone.
Code does the math, not AI.
When you upload an offer, an AI model only reads the numbers off the page. Our own calculator code works out the cost and the APR, and shows you what it read so you can check it.
We offer a should-you-borrow check.
Before you apply, you can take a four-question check. Some answers point you to cheaper money instead.
Email by default.
We only call or text you if you tick the box on the form. The box starts unticked.
One click to stop our emails.
Every automated follow-up email has a one-click unsubscribe link.
No fee to you.
You never pay us. We may be paid by a marketplace if you choose an offer.
Your offer file is not kept.
We read the file, then discard it. We keep only anonymous figures, like the size of the offer rounded off and the computed APR, with no names and no file.
A referral service, not a lender.
We do not lend money or decide on requests. Lenders set all terms.
We make no promise about who gets an offer, the rate, the amount, the terms or how long it takes. Lenders decide those.